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ZIP code 18640 is located in Luzerne County, Pennsylvania, centered near Pittston, with a total population of 16,418 and a median age of 41.1. This is a urban community where 20.5% of residents are 65 or older (approximately 3,359 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 86.2% White, 5.9% Black/African American, 5.9% Hispanic/Latino. About 25.2% of adults hold a bachelor's degree or higher.
The median household income is $57,358, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 14.7%. The unemployment rate is 4.7%. The median home value is $135,200 and median monthly rent is $890. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.