Medicare in ZIP Code
18636
—
1588
Population
41.4181
Latitude
-76.046
Longitude
Demographic Data
ZIP code 18636 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 1,588 and a median age of 47.3. This is a suburban community with a notably high senior population — 26.3% of residents are 65 or older (approximately 417 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 93.5% White, 2.6% Asian. Approximately 15.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $60,370, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.4%. The unemployment rate of 9.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $175,900 and median monthly rent is $950. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
18636
Cities Near
18636