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ZIP code 18635 is located in Columbia County, Pennsylvania, centered near Berwick, with a total population of 3,640 and a median age of 45.4. This is a suburban community where 23.7% of residents are 65 or older (approximately 863 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.3% White, 1.1% Hispanic/Latino. Approximately 21.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $70,774, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.3%. The unemployment rate is 4.3%. The median home value is $187,300 and median monthly rent is $900. Medicare beneficiaries in Columbia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.