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ZIP code 18631 is located in Columbia County, Pennsylvania, centered near Berwick, with a total population of 1,109 and a median age of 48.3. This is a suburban community with a notably high senior population — 26.1% of residents are 65 or older (approximately 289 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.4% White, 1.7% Hispanic/Latino. About 28.5% of adults hold a bachelor's degree or higher.
The median household income is $49,643, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 11.0%. The median home value is $214,900 and median monthly rent is $990. Medicare beneficiaries in Columbia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.