Medicare in ZIP Code
18618
—
3583
Population
41.3592
Latitude
-76.0451
Longitude
Demographic Data
ZIP code 18618 is located in Luzerne County, Pennsylvania, centered near Harveys Lake, with a total population of 3,583 and a median age of 47.0. This is a urban community with a notably high senior population — 25.8% of residents are 65 or older (approximately 926 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.2% White, 5.3% Hispanic/Latino. About 38.2% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $73,561, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.5%. The unemployment rate is 3.3%. The median home value is $236,400 and median monthly rent is $1,446. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
18618
Cities Near
18618