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ZIP code 18615 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 1,713 and a median age of 49.0. This is a suburban community with a notably high senior population — 26.2% of residents are 65 or older (approximately 448 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.6% White, 1.2% Asian. About 31.4% of adults hold a bachelor's degree or higher.
The median household income is $73,611, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.0%. The unemployment rate is 2.7%. The median home value is $216,300 and median monthly rent is $641. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.