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ZIP code 18612 is located in Luzerne County, Pennsylvania, centered near Dallas, with a total population of 17,754 and a median age of 43.2. This is a urban community where 21.1% of residents are 65 or older (approximately 3,754 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 87.9% White, 6.4% Black/African American, 3.4% Hispanic/Latino. About 37.3% of adults hold a bachelor's degree or higher.
The median household income is $97,022, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 9.6%. The unemployment rate is 4.6%. The median home value is $250,700 and median monthly rent is $1,150. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.