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ZIP code 18602 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 356 and a median age of 34.8. This is a suburban community where 23.0% of residents are 65 or older (approximately 82 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 77.5% White, 22.8% Hispanic/Latino. The community is highly educated, with 72.2% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $172,500, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.9%. The unemployment rate is 1.7%. The median home value is $365,500 and median monthly rent is $1,750. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.