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ZIP code 18509 is located in Lackawanna County, Pennsylvania, centered near Scranton, with a total population of 13,268 and a median age of 38.3. This is a urban community where 17.7% of residents are 65 or older (approximately 2,351 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 79.9% White, 8.5% Black/African American, 10.0% Hispanic/Latino, 1.4% Asian. About 28.5% of adults hold a bachelor's degree or higher.
The median household income is $52,206, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.6%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.4%. The median home value is $176,300 and median monthly rent is $991. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.