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Pennsylvania
18446

Medicare in ZIP Code 

18446

 — 

County: 
Suburban

3208

Population

41.6412

Latitude

-75.7641

Longitude

Demographic Data

ZIP code 18446 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 3,208 and a median age of 47.0. This is a suburban community with a notably high senior population — 25.9% of residents are 65 or older (approximately 832 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.1% White, 1.4% Hispanic/Latino. Approximately 17.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $64,868, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.1%. The unemployment rate is 3.0%. The median home value is $200,000 and median monthly rent is $808. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18446

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Cities Near 

18446

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Frequently Asked Medicare Questions

Which Medicare option is safer if my health changes suddenly?

Does selling a house, Roth conversion, or taking RMDs affect IRMAA?

Are all Medigap Plan G benefits the same regardless of company?

What if my birthday is on the first of the month?

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Facility data sourced from CMS medicare.gov.
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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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