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ZIP code 18444 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 13,681 and a median age of 46.7. This is a suburban community where 21.2% of residents are 65 or older (approximately 2,898 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.2% White, 2.9% Hispanic/Latino. About 32.5% of adults hold a bachelor's degree or higher.
The median household income is $84,919, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.5%. The unemployment rate is 5.0%. The median home value is $249,400 and median monthly rent is $1,015. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.