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ZIP code 18436 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 13,225 and a median age of 52.2. This is a suburban community with a notably high senior population — 26.2% of residents are 65 or older (approximately 3,462 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.8% White, 1.5% Hispanic/Latino. Approximately 20.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $73,209, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.3%. The unemployment rate of 9.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $222,000 and median monthly rent is $890. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.