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ZIP code 18434 is located in Lackawanna County, Pennsylvania, centered near Jessup, with a total population of 4,019 and a median age of 46.6. This is a urban community where 17.1% of residents are 65 or older (approximately 689 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 82.1% White, 10.0% Hispanic/Latino. About 25.9% of adults hold a bachelor's degree or higher.
The median household income is $60,396, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 18.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 1.8%. The median home value is $164,300 and median monthly rent is $902. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.