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ZIP code 18433 is located in Lackawanna County, Pennsylvania, centered near Jermyn, with a total population of 7,174 and a median age of 46.2. This is a urban community where 18.1% of residents are 65 or older (approximately 1,298 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.1% White, 1.0% Hispanic/Latino. About 31.0% of adults hold a bachelor's degree or higher.
The median household income is $76,847, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.6%. The unemployment rate is 4.1%. The median home value is $201,800 and median monthly rent is $929. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.