Medicare in ZIP Code
18431
—
12576
Population
41.5792
Latitude
-75.2528
Longitude
Demographic Data
ZIP code 18431 is located in Wayne County, Pennsylvania, centered near Honesdale, with a total population of 12,576 and a median age of 45.6. This is a rural community where 23.8% of residents are 65 or older (approximately 2,999 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.7% White, 3.1% Hispanic/Latino. Approximately 23.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $55,323, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 15.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.7%. The median home value is $222,000 and median monthly rent is $1,013. Medicare beneficiaries in Wayne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
18431
Cities Near
18431