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ZIP code 18428 is located in Pike County, Pennsylvania, centered near Matamoras, with a total population of 12,446 and a median age of 52.8. This is a rural community with a notably high senior population — 31.9% of residents are 65 or older (approximately 3,973 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 88.4% White, 1.1% Black/African American, 8.5% Hispanic/Latino, 1.1% Asian. About 29.6% of adults hold a bachelor's degree or higher.
The median household income is $75,463, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.1%. The unemployment rate is 5.4%. The median home value is $263,300 and median monthly rent is $1,195. Medicare beneficiaries in Pike County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.