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ZIP code 18424 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 5,076 and a median age of 48.1. This is a suburban community where 21.2% of residents are 65 or older (approximately 1,075 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.8% White, 2.3% Black/African American, 5.1% Hispanic/Latino. Approximately 21.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $62,192, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.8%. The unemployment rate is 6.4%. The median home value is $191,800 and median monthly rent is $994. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.