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ZIP code 18419 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 4,868 and a median age of 42.9. This is a suburban community where 21.8% of residents are 65 or older (approximately 1,059 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.9% White, 2.0% Black/African American, 4.1% Hispanic/Latino. About 27.9% of adults hold a bachelor's degree or higher.
The median household income is $59,904, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.7%. The unemployment rate of 7.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $213,900 and median monthly rent is $905. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.