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ZIP code 18332 is located in Monroe County, Pennsylvania, centered near Mount Pocono, with a total population of 2,692 and a median age of 39.4. This is a suburban community where 14.7% of residents are 65 or older (approximately 396 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 74.0% White, 13.2% Black/African American, 11.3% Hispanic/Latino. Approximately 18.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $100,816, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 14.5%. The unemployment rate of 7.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $237,700 and median monthly rent is $1,178. Medicare beneficiaries in Monroe County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.