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ZIP code 18322 is located in Monroe County, Pennsylvania, centered near Mount Pocono, with a total population of 2,821 and a median age of 47.0. This is a suburban community where 18.0% of residents are 65 or older (approximately 507 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 89.3% White, 5.9% Black/African American, 9.4% Hispanic/Latino, 1.0% Asian. About 25.6% of adults hold a bachelor's degree or higher.
The median household income is $108,642, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.5%. The unemployment rate is 6.7%. The median home value is $274,000 and median monthly rent is $992. Medicare beneficiaries in Monroe County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.