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ZIP code 18301 is located in Monroe County, Pennsylvania, centered near East Stroudsburg, with a total population of 28,413 and a median age of 41.5. This is a suburban community where 16.9% of residents are 65 or older (approximately 4,796 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 58.9% White, 22.5% Black/African American, 18.4% Hispanic/Latino, 2.3% Asian. About 33.6% of adults hold a bachelor's degree or higher.
The median household income is $90,488, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 11.8%. The unemployment rate is 4.9%. The median home value is $246,100 and median monthly rent is $1,350. Medicare beneficiaries in Monroe County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.