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ZIP code 18249 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 4,161 and a median age of 47.6. This is a suburban community where 24.5% of residents are 65 or older (approximately 1,018 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.6% White, 1.6% Black/African American, 1.5% Hispanic/Latino, 2.8% Asian. About 36.1% of adults hold a bachelor's degree or higher.
The median household income is $95,820, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.9%. The unemployment rate is 4.0%. The median home value is $279,800 and median monthly rent is $1,341. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.