Medicare in ZIP Code 

18241

 — 

County: 
Suburban

293

Population

40.9395

Latitude

-76.1716

Longitude

Demographic Data

ZIP code 18241 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 293 and a median age of 65.8. This is a suburban community with a notably high senior population — 56.3% of residents are 65 or older (approximately 165 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.3% White, 2.7% Hispanic/Latino. Approximately 11.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $71,625, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 13.0%. The unemployment rate of 9.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $100,800 and median monthly rent is $763. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18241

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Cities Near 

18241

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Frequently Asked Medicare Questions