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ZIP code 18231 is located in Schuylkill County, Pennsylvania, centered near Pine Grove, with a total population of 431 and a median age of 29.9. This is a urban community where 6.3% of the population is 65 or older (approximately 27 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 88.4% White, 11.6% Hispanic/Latino. Approximately 14.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $73,571, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.2%. The unemployment rate of 8.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $115,500 and median monthly rent is $819. Medicare beneficiaries in Schuylkill County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.