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ZIP code 18222 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 9,946 and a median age of 44.5. This is a suburban community where 19.7% of residents are 65 or older (approximately 1,957 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.0% White, 2.5% Black/African American, 7.1% Hispanic/Latino. About 30.4% of adults hold a bachelor's degree or higher.
The median household income is $102,656, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 9.8%. The unemployment rate is 3.4%. The median home value is $227,600 and median monthly rent is $1,436. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.