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Pennsylvania
18221

Medicare in ZIP Code 

18221

 — 

County: 
Suburban

435

Population

41.0016

Latitude

-75.9057

Longitude

Demographic Data

ZIP code 18221 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 435 and a median age of 33.7. This is a suburban community where 23.7% of residents are 65 or older (approximately 103 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 100.0% White. Approximately 9.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $68,393, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.3%. The unemployment rate of 27.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $188,500. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18221

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Cities Near 

18221

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Facility data sourced from CMS medicare.gov.
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Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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