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ZIP code 18109 is located in Lehigh County, Pennsylvania, centered near Allentown, with a total population of 18,117 and a median age of 34.6. This is a urban community where 15.4% of residents are 65 or older (approximately 2,787 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 49.1% White, 9.2% Black/African American, 54.7% Hispanic/Latino, 1.8% Asian. Approximately 19.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $55,437, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 17.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.7%. The median home value is $180,200 and median monthly rent is $1,239. Medicare beneficiaries in Lehigh County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.