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ZIP code 18045 is located in Northampton County, Pennsylvania, centered near Easton, with a total population of 29,896 and a median age of 45.2. This is a urban community where 22.1% of residents are 65 or older (approximately 6,608 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 76.3% White, 4.6% Black/African American, 14.2% Hispanic/Latino, 5.1% Asian. The community is highly educated, with 43.6% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $109,068, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.9%. The unemployment rate is 4.5%. The median home value is $301,300 and median monthly rent is $1,802. Medicare beneficiaries in Northampton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.