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ZIP code 18040 is located in Northampton County, Pennsylvania, centered near Easton, with a total population of 17,183 and a median age of 45.6. This is a urban community where 20.6% of residents are 65 or older (approximately 3,541 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 78.8% White, 7.4% Black/African American, 8.9% Hispanic/Latino, 7.8% Asian. The community is highly educated, with 41.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $108,994, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.4%. The unemployment rate is 4.0%. The median home value is $347,800 and median monthly rent is $1,410. Medicare beneficiaries in Northampton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.