Medicare in ZIP Code 

17851

 — 

County: 
Suburban

7174

Population

40.7955

Latitude

-76.4195

Longitude

Demographic Data

ZIP code 17851 is located in Northumberland County, Pennsylvania, centered near Mount Carmel, with a total population of 7,174 and a median age of 44.2. This is a suburban community where 21.8% of residents are 65 or older (approximately 1,564 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.5% White, 1.1% Black/African American, 3.8% Hispanic/Latino. Approximately 17.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $53,808, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 15.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $73,200 and median monthly rent is $802. Medicare beneficiaries in Northumberland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

17851

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Cities Near 

17851

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Frequently Asked Medicare Questions