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ZIP code 17823 is located in Northumberland County, Pennsylvania, centered near Watsontown, with a total population of 1,316 and a median age of 44.8. This is a rural community where 22.6% of residents are 65 or older (approximately 298 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.1% White. Approximately 16.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $73,984, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.3%. The unemployment rate is 0.3%. The median home value is $213,800 and median monthly rent is $1,000. Medicare beneficiaries in Northumberland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.