Medicare in ZIP Code 

17765

 — 

County: 
Rural

1281

Population

41.5692

Latitude

-76.9421

Longitude

Demographic Data

ZIP code 17765 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 1,281 and a median age of 45.8. This is a rural community where 21.5% of residents are 65 or older (approximately 276 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.7% White. Approximately 8.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $79,167, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 17.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.2%. The median home value is $204,500. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

17765

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Cities Near 

17765

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Frequently Asked Medicare Questions