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ZIP code 17316 is located in Adams County, Pennsylvania, centered near Mcsherrystown, with a total population of 8,460 and a median age of 48.1. This is a suburban community where 23.5% of residents are 65 or older (approximately 1,987 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.7% White, 1.7% Hispanic/Latino. About 25.0% of adults hold a bachelor's degree or higher.
The median household income is $91,484, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.0%. The unemployment rate is 2.7%. The median home value is $282,500 and median monthly rent is $977. Medicare beneficiaries in Adams County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.