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ZIP code 17304 is located in Adams County, Pennsylvania, centered near Mcsherrystown, with a total population of 3,039 and a median age of 36.7. This is a rural community where 12.6% of residents are 65 or older (approximately 382 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 82.6% White, 3.6% Black/African American, 20.8% Hispanic/Latino. Approximately 20.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $85,625, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.2%. The unemployment rate is 3.2%. The median home value is $255,600 and median monthly rent is $1,153. Medicare beneficiaries in Adams County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.