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ZIP code 17202 is located in Franklin County, Pennsylvania, centered near Chambersburg, with a total population of 32,772 and a median age of 41.5. This is a urban community where 18.7% of residents are 65 or older (approximately 6,117 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 84.7% White, 2.5% Black/African American, 7.3% Hispanic/Latino, 1.6% Asian. About 26.9% of adults hold a bachelor's degree or higher.
The median household income is $94,366, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.7%. The unemployment rate is 2.9%. The median home value is $257,700 and median monthly rent is $1,094. Medicare beneficiaries in Franklin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.