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ZIP code 17013 is located in Cumberland County, Pennsylvania, centered near Carlisle, with a total population of 37,738 and a median age of 39.4. This is a urban community where 19.9% of residents are 65 or older (approximately 7,518 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 81.4% White, 8.2% Black/African American, 6.9% Hispanic/Latino, 2.7% Asian. About 34.0% of adults hold a bachelor's degree or higher.
The median household income is $68,150, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.3%. The unemployment rate is 3.4%. The median home value is $221,800 and median monthly rent is $1,018. Medicare beneficiaries in Cumberland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.