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ZIP code 16947 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 4,653 and a median age of 43.6. This is a rural community where 24.3% of residents are 65 or older (approximately 1,129 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 93.3% White, 1.8% Black/African American, 3.0% Hispanic/Latino. Approximately 19.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $60,997, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 18.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.5%. The median home value is $165,900 and median monthly rent is $703. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.