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ZIP code 16882 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 460 and a median age of 42.3. This is a suburban community where 16.7% of residents are 65 or older (approximately 77 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 99.6% White. About 27.4% of adults hold a bachelor's degree or higher.
The median household income is $54,375, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 19.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.7%. The median home value is $250,000. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.