Medicare in ZIP Code
16865
—
1657
Population
40.71
Latitude
-77.996
Longitude
Demographic Data
ZIP code 16865 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 1,657 and a median age of 50.3. This is a suburban community with a notably high senior population — 29.7% of residents are 65 or older (approximately 492 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.4% White, 1.4% Black/African American, 1.2% Hispanic/Latino. The community is highly educated, with 48.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $76,389, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.8%. The unemployment rate is 0.2%. The median home value is $252,900. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
16865
Cities Near
16865