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ZIP code 16854 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 781 and a median age of 42.7. This is a suburban community where 19.1% of residents are 65 or older (approximately 149 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.4% White, 4.6% Hispanic/Latino. About 28.2% of adults hold a bachelor's degree or higher.
The median household income is $66,667, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 2.7%. The unemployment rate is 4.8%. The median home value is $221,300 and median monthly rent is $921. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.