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ZIP code 16827 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 5,197 and a median age of 42.8. This is a urban community where 20.3% of residents are 65 or older (approximately 1,056 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.0% White, 1.9% Black/African American, 1.9% Hispanic/Latino, 1.8% Asian. The community is highly educated, with 68.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $115,391, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.8%. The unemployment rate is 3.8%. The median home value is $418,800 and median monthly rent is $1,230. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.