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ZIP code 16820 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 1,657 and a median age of 18.5. This is a suburban community where 10.9% of the population is 65 or older (approximately 180 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 99.2% White. Approximately 16.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $81,369, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.9%. The unemployment rate is 3.7%. The median home value is $258,100. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.