Population
Latitude
Longitude
ZIP code 16801 is located in Centre County, Pennsylvania, centered near State College, with a total population of 42,153 and a median age of 27.2. This is a urban community where 13.9% of residents are 65 or older (approximately 5,876 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 81.9% White, 2.6% Black/African American, 4.0% Hispanic/Latino, 8.7% Asian. The community is highly educated, with 66.6% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $62,821, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 28.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.6%. The median home value is $400,400 and median monthly rent is $1,221. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.