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ZIP code 16745 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 685 and a median age of 53.7. This is a rural community with a notably high senior population — 34.7% of residents are 65 or older (approximately 238 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 98.8% White. Approximately 18.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $60,313, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 3.2%. The unemployment rate is 3.3%. The median home value is $104,400. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.