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ZIP code 16740 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 823 and a median age of 43.9. This is a rural community where 22.5% of residents are 65 or older (approximately 185 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.4% White. Approximately 13.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $47,222, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 11.4%. The unemployment rate is 3.8%. The median home value is $75,200 and median monthly rent is $707. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.