Medicare in ZIP Code 

16738

 — 

County: 
Rural

2018

Population

41.8211

Latitude

-78.6805

Longitude

Demographic Data

ZIP code 16738 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 2,018 and a median age of 39.2. This is a rural community where 11.2% of the population is 65 or older (approximately 227 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 65.4% White, 31.2% Black/African American, 12.4% Hispanic/Latino. Approximately 8.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $64,450, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.1%. The unemployment rate is 2.4%. The median home value is $117,300 and median monthly rent is $845. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

16738

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Cities Near 

16738

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Frequently Asked Medicare Questions