Medicare in ZIP Code
16731
—
2397
Population
41.9489
Latitude
-78.3884
Longitude
Demographic Data
ZIP code 16731 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 2,397 and a median age of 51.1. This is a rural community with a notably high senior population — 25.2% of residents are 65 or older (approximately 605 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.9% White. Approximately 17.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,986, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.1%. The unemployment rate of 9.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $101,800 and median monthly rent is $643. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
16731
Cities Near
16731