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ZIP code 16729 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 708 and a median age of 46.5. This is a rural community where 16.2% of residents are 65 or older (approximately 115 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 99.7% White. About 26.3% of adults hold a bachelor's degree or higher.
The median household income is $67,941, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 22.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $98,200 and median monthly rent is $803. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.