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ZIP code 16701 is located in Mckean County, Pennsylvania, centered near Bradford, with a total population of 16,584 and a median age of 42.3. This is a suburban community where 18.7% of residents are 65 or older (approximately 3,109 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.4% White, 1.3% Black/African American, 1.6% Hispanic/Latino. Approximately 22.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $61,996, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.0%. The median home value is $97,600 and median monthly rent is $758. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.