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Pennsylvania
16678

Medicare in ZIP Code 

16678

 — 

County: 
Rural

2461

Population

40.2233

Latitude

-78.2471

Longitude

Demographic Data

ZIP code 16678 is located in Bedford County, Pennsylvania, centered near Bedford, with a total population of 2,461 and a median age of 46.8. This is a rural community with a notably high senior population — 27.8% of residents are 65 or older (approximately 683 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.3% White, 1.0% Black/African American, 1.4% Hispanic/Latino. Approximately 20.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $59,769, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.1%. The unemployment rate is 4.4%. The median home value is $140,600 and median monthly rent is $641. Medicare beneficiaries in Bedford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

16678

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Cities Near 

16678

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Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

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